Privacy Policy

Last Updated: January 15, 2025

Financial Education Hub ("we," "us," or "our") operates the website smm-store.ru and is committed to protecting the privacy and security of our users' personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and purchase our financial education products and services.

1. Information We Collect

1.1 Personal Information

We collect personal information that you voluntarily provide to us when you:

This personal information may include:

1.2 Automatically Collected Information

When you visit our website, we automatically collect certain information about your device and browsing behavior, including:

1.3 Cookies and Tracking Technologies

We use cookies, web beacons, and similar tracking technologies to enhance your experience, analyze website usage, and deliver personalized content. Cookies are small data files stored on your device that help us recognize you on subsequent visits. You can control cookie preferences through your browser settings, though disabling cookies may limit website functionality.

2. How We Use Your Information

We use the collected information for various purposes, including:

3. Information Sharing and Disclosure

We do not sell, rent, or trade your personal information to third parties for their marketing purposes. We may share your information in the following circumstances:

3.1 Service Providers

We engage trusted third-party service providers to perform functions on our behalf, including:

These service providers have access to personal information only as necessary to perform their functions and are obligated to maintain confidentiality and security.

3.2 Business Transfers

In the event of a merger, acquisition, reorganization, bankruptcy, or sale of assets, your information may be transferred to the successor entity as part of the business transaction.

3.3 Legal Requirements

We may disclose your information when required by law, court order, or governmental authority, or when we believe disclosure is necessary to:

3.4 With Your Consent

We may share your information with third parties when you provide explicit consent for such sharing.

4. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

However, no method of electronic transmission or storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

5. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. Retention periods vary depending on:

When personal information is no longer needed, we securely delete or anonymize it in accordance with our data retention policies.

6. Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information:

6.1 Access and Portability

You have the right to request access to the personal information we hold about you and receive a copy in a portable format.

6.2 Correction

You can request correction of inaccurate or incomplete personal information.

6.3 Deletion

You may request deletion of your personal information, subject to legal and contractual obligations.

6.4 Objection and Restriction

You can object to certain processing activities or request restriction of processing in specific circumstances.

6.5 Marketing Communications

You can opt out of receiving marketing communications by:

Note that you will continue to receive transactional emails related to your account and purchases.

6.6 Cookie Management

You can manage cookie preferences through your browser settings or our cookie consent tool. Disabling cookies may affect website functionality.

7. Third-Party Links and Services

Our website may contain links to third-party websites, social media platforms, and services that are not operated by us. We are not responsible for the privacy practices of these third parties. We encourage you to review their privacy policies before providing any personal information.

8. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. These countries may have data protection laws that differ from those in your jurisdiction. When we transfer information internationally, we implement appropriate safeguards to protect your personal information in accordance with applicable laws.

9. Children's Privacy

Our website and services are intended for individuals aged 18 years and older. We do not knowingly collect personal information from children under 18. If we become aware that we have inadvertently collected information from a child under 18, we will take steps to delete such information promptly.

10. Analytics and Advertising

We use third-party analytics and advertising services, including:

These services may use cookies and similar technologies to collect information about your online activities across different websites. You can opt out of interest-based advertising by visiting the Digital Advertising Alliance's opt-out page or adjusting your browser and device settings.

11. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices, technologies, legal requirements, or business operations. We will notify you of material changes by:

Your continued use of our website and services after changes become effective constitutes acceptance of the updated Privacy Policy.

12. Contact Information

Financial Education Hub
Registration Number: 60559696

Address:
60, YasminGunj
Gurgaon - 586794
India

Phone: +2972720303
Email: [email protected]

For questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us using the information above. We will respond to your inquiry within a reasonable timeframe.

13. Legal Basis for Processing (EEA/UK Users)

If you are located in the European Economic Area or United Kingdom, we process your personal information based on the following legal grounds:

14. Your California Privacy Rights

If you are a California resident, you have specific rights under the California Consumer Privacy Act (CCPA), including:

To exercise these rights, please contact us using the information provided above.

Effective Date: This Privacy Policy is effective as of January 15, 2025, and governs our collection, use, and disclosure of your personal information from that date forward.